Home Phone Service
Your home phone service will vary from your business phone service. You need different options when using the phone from home. As a result, you'll want a different plan.
You may or may not use your long distance plan too often at home. Depending on the volume of your usage, you will want a specific plan. For those households that use a lot of long distance minutes, you might want to try a flat rate unlimited long distance plan. This way, your monthly bill will always be the same.
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If you don't use the phone that often to call out of town, you won't want a flat rate, but rather a more basic long distance plan. That way, you'll only pay a low monthly rate and a slightly higher long distance rate for the times you do use long distance service.
It should be obvious that the more time you spend talking long distance, the less your rate will be. Long distance minutes are like any other commodity. They are cheaper when bought in bulk. If you don't need that many minutes, however, it well worth it to pay the higher per-minute rate.